Kirkland Income Fund Performance Metrics

Consistent High-Yield Performance

Performance Snapshot

8.02%
12-Month Return
79.98%
Since Inception Return
Dollar-Weighted Return of the Portfolio
$12.1M
Investor Distributions
Since Inception
Past Performance Is Not Indicative of Future Returns
As of May 2026

Fund at a Glance

As of May 2026
$40.7M
Assets Under Management
129
Loans Funded
$70.7M
Loan Originations

Latest 24 Month Return

Percentage Return (1.0 = 1.0%)

Monthly Return Since Inception

0%

Largest 1 Month Loss

0%

Max Peak to Valley Drawdown

(Monthly return swing from the highest to lowest)

Comparison to Traditional Asset Classes

Return Versus Public Indices

Return Versus Bonds

Footnote: Until April 2023, we used the Bloomberg U.S. Aggregate Bond Index and then switched to the SPDR® Bloomberg U.S. Aggregate Bond ETF.

Comparison to Traditional Asset Classes

Trailing 12-Month Return Comparison

A recent-period view of KIF alongside selected traditional asset classes.
As of May 2026

Equity Assets

S&P 500 Total Return
29.78%
MSCI US REIT Index
12.26%

Fixed Income Assets

Kirkland Income Fund
8.02%
MSTR Levered Loans
5.10%
SPDR Aggregate Bond ETF
1.02%

Since April 2020

Growth of a $100,000 Investment

Hypothetical ending value based on historical return data.

Kirkland Income Fund

$100,000 → $179,980

+$79,980 since inception.

SPDR Aggregate Bond ETF

$100,000 → $91,381

-$8,619 since inception.

Return figures are based on historical monthly return data and are provided for informational purposes only. The $100,000 comparison is hypothetical and shown for illustrative purposes. Past performance is not indicative of future returns.

Equity Like Returns with Debt Level Risk

Related Resource: “Equity Like Returns with Debt Level Risk: Dream or Reality”

Standard deviation is a statistical measurement of how far a variable, such as an investment's return, moves above or below its average (mean) return. An investment with high volatility is considered riskier than an investment with low volatility; the higher the standard deviation, the higher the risk. The lower the standard deviation (closer to 0), the lower the risk.

Correlation 
April 2020 to May 2026

It is the statistical measure that indicates the strength of a linear relationship between two or more variables. Understanding the relationships or correlations between the investments in your portfolio is foundational in determining if you are diversified enough

-1 = Inverse Correlation, 0 = No Correlation, 1 = Positive Correlation

KIF Correlation to Indices

-0.20

S&P 500 TR Index

-0.03

SPDR Bloomberg Aggregate Bond ETF

-0.11

MSCI US REIT Index

-0.20

MSTR Levered Loans

Indices Correlations

S&P 500 TR Index to:

0.61

SPDR Bloomberg Aggregate Bond ETF

0.82

MSCI US REIT Index

0.59

MSTR Levered Loans

SPDR Bloomberg Aggregate Bond ETF to:

0.34

MSTR Levered Loans

0.60

MSCI US REIT Index

MSCI US REIT Index to:

0.47

MSTR Levered Loans

April 2020 to May 2026

Traditional Asset Correlations

Correlations among selected major public market indices.

S&P 500 Total Return

SPDR Aggregate Bond ETF
0.61
MSCI US REIT Index
0.82
MSTR Levered Loans
0.59

SPDR Aggregate Bond ETF

MSCI US REIT Index
0.60
MSTR Levered Loans
0.34

MSCI US REIT Index

MSTR Levered Loans
0.47

KIF Correlation to Major Indices

KIF correlation to the same selected public market indices.

Kirkland Income Fund

S&P 500 Total Return
-0.20
SPDR Aggregate Bond ETF
-0.03
MSCI US REIT Index
-0.11
MSTR Levered Loans
-0.20

How to Read Correlation

-1.0
Strong Negative Relationship
0.0
Little or No Relationship
+1.0
Strong Positive Relationship

How to Read Correlation

−1.0 = Strong Negative Relationship.

0.0 = Little or No Relationship.

+1.0 = Strong Positive Relationship.

Correlation values are based on historical monthly return data and are provided for informational purposes only. Past correlation is not indicative of future correlation or performance.

Diversification Benefits

Historically low correlation to major public market asset classes.

Diversified and Conservative Portfolio

Property Loan Type

Geographical Loan Distribution

Portfolio Metrics

57.56%

Weighted Average Loan-To-Value (LTV)

7.18 Months

Weighted Average Maturity

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