Our Story

Why Invest in Real Estate Debt with the Kirkland Income Fund.

Brock @ WA ST Leg.JPG

The Kirkland Income Fund specializes in a niche type of lending investment: micro-balance commercial real estate loans, typically under $1 million each.

These are often overlooked by other lenders due to the detailed work required, but our technology background enables us to efficiently manage these loans, providing a unique opportunity for our investors.

We focus on lending against commercial properties that generate or will generate income during the term of the loan to reduce the risk of default on our loans.

By lending only a conservative amount compared to the property's value and securing priority rights to the property in case of foreclosure, with the additional layer of the borrower’s personal guarantee, we are able to safeguard our investors' interests and principal.

Our investors are at the heart of everything we do. The Kirkland Income Fund was designed based on our extensive background in real estate and investment management, ensuring that our fees, expenses, compliance and operations are aligned with our investors' best interests.

We provide transparency into every investment, giving you the confidence to see where your money is going.

This is a stable, high-return fund that allows us to rest easy, knowing we're investing wisely for ourselves, our families and investors. It's like a solid house built of bricks, providing financial security and peace of mind.

Chris Carsley Headshot.jpg

Investor Focused

Private Alternative Investments

Do Well and Do Good

Kirkland Capital loans contribute to the rehabilitation of middle-income affordable housing, making a positive social and environmental impact. In addition to building their own financial security, many of our borrowers transform rundown Class C apartments into Class B apartments that house vital community members such as teachers, nurses, and first responders.

We are also honored to back minority borrowers and those working to provide housing improvements in minority neighborhoods. Improvements to the quality of existing housing via renovation significantly boosts socioeconomic conditions such as employment and mental health. Renovation also has a positive environmental impact to greenhouse gases and carbon outlay compared to new construction.

It is with confidence that we label the Kirkland Income Fund family of investors a force that is generating positive social and environmental impact alongside a good financial return.

What Our Investors Say

  • Li T.

    We have been investors with Kirkland Income Fund for 2 years. We chose to invest in this fund based on the founders’ reputations and experiences in this space. From the outset, Chris and Brock shared with us their philosophy and business strategy and have continued to remain true to what they told us. When we ask questions, we get straightforward answers. Their monthly fund updates are insightful and allow even an inexperienced investor to understand how the fund is performing and what can be expected for the foreseeable future. This fund continues to operate with strong results and maintains a steady pipeline of new activity. This is attributed to Chris, Brock, and their team's ongoing business development and due diligence efforts. All these factors have also supported our decision to bring in several family members to invest with KIF.

  • Nimret S.

    I am a very satisfied investor in various investments of the Kirkland Capital Group for a while now. Prompt communication, transparency, timely updates, expertise, and consistently good returns are some of the hallmarks that have led me to increase my relationship with the team over time. I look forward to a continued fruitful long-term relationship and highly recommend their offerings for savvy accredited investors.

  • Kireet R.

    It’s been great working with KCG. Chris and Brock are always responsive and helpful, even outside of direct questions about the fund. The fund itself has been a great investment thus far, more than delivering on its promise of high yield and low correlation to public markets. When reviewing other income funds, I’ve yet to find one as well-constructed as Kirkland Income Fund.

  • Scott C.

    I have been an investor in the Kirkland Capital Group almost since its inception (2020). They have been excellent in providing information and communications with me regarding their performance. They have also had timely reporting of the month's performance and distribution of monthly proceeds (aka "mailbox money"). I would recommend their fund as an excellent option for a fixed-income investment.

  • David K.

    Excellent and stable investment performance; excellent communication. Management is very open to discussion.

  • Bert S.

    I am very happy with the managers at Kirkland Capital Group. I've worked directly with Chris, and he answered all of my questions and explained everything in detail. Nothing hidden, all out in the open.

  • Charles P.

    This is my first time in a private equity fund. I met with the co-founders and found them both credible and professional. The financial reports are timely and accurate. The site continues to improve. Very pleased with the fund's performance and plan to invest more.

  • Bruce C.

    I am retired and have a balanced portfolio across many financial instruments. I had a gap in the lower risk/higher return, semi-liquid financial instrument category. A friend shared with me their investment in the Kirkland Capital Group. After research and speaking with both Mr. Carsley and Mr. Freeman, I was intrigued and more than interested in this segment of the financial market. They have a great pulse on their market space and performance shows it. We have been clients/investors for over two years and have had no surprises. The returns happen as described.

  • Charles E.

    The managers Chris & Brock have been upfront, transparent, and great to work with. I appreciate that they have always been quick to respond to any questions I have had.

Ready to explore the fund in detail?

Access the Investor Library with all the Kirkland Income Fund documents and find out if earning 10%+ returns while lowering your investment portfolio risk is right for you.

 
 

“I wanted an investment where I could place my parents' own money (and they have money in our debt fund), and I would never miss a wink of sleep.”

— Brock Freeman, COO and Managing Partner

Photo Credits

Fountain Pen by Digital Content Writers India on Unsplash
Fire fighters by Hamza El-Falah on Unsplash