Kirkland Income Fund

Be the bank for commercial real estate and collect steady high yield returns.

Fund Overview

  • Consistent and Stable Returns

    Investors have received positive returns and monthly distributions since inception.

  • High Yield

    Target net return of 10%-12%, successfully attained since inception.

  • Tax Efficient

    REIT structure enables investors to enhance after-tax returns.

Latest Performance

All performance shown is net of fees.

+10.71%

Trailing 12 Months

+57.66%

Since Inception

Note: Past performance is not indicative of future returns.

Investment Strategy

  • Micro-Balance Commercial Real Estate Bridge Loans

    Loans from $200,000 to $1.2 million are a niche with significant supply and demand imbalance, creating a unique opportunity for high returns.

  • Principal Preservation-Focused

    All loans are first lien, full recourse with borrower personal guarantees.

  • Conservative loan-to-values

    Only as-is property value is used. After repair value (ARV) and construction loans are not considered.

  • Secondary and Tertiary Markets-Focused

    Economically sound yet underserved geographic markets where property values have shown stability over time.

  • Defined Exit Strategy

    Loans must demonstrate a clear path to a long-term refinance and are for experienced borrowers only.

  • Positive Impact

    High proportion of minority and women borrowers. Loans support middle-income affordable housing and small businesses in communities.

    Learn more about fund impact metrics here.

Our Edge

  • Professional Team

    Extensive experience in real estate, lending, and capital markets, including navigating numerous market cycles. Top-tier accountants comprise our due diligence and underwriting team, with many having a CPA or equivalent qualification.

  • Consistent Deal Flow

    Large network of over two thousand commercial loan brokers who continue to source new loans.

  • Comprehensive Due Diligence Process

    An multi-tiered underwriting process that employs internal evaluations, independent valuations, appraisals, background and credit checks, along with IRS transcripts to identify eligible borrowers and properties.

Join the over one hundred people who have become part of our investor family. Access the Investor Library with all the Kirkland Income Fund documents.

What Our Investors Say

 

Learn more about bridge loans.

Learn what a real estate bridge loan is, and how micro-balance mortgage loans deliver high yield with principal preservation.

 
 

Bridge Loan Definition

How Micro-Balance Loans Deliver High-Yield with Principal Preservation

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Ready to explore the fund in detail?

Access the Investor Library with all the Kirkland Income Fund documents and find out if earning 10%+ returns while lowering your investment portfolio risk is right for you.

Photo Credits

Beach by Derek Thomson on Unsplash