Discover the Vision Behind the Kirkland Income Fund
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What Our Investors Say
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Nimret
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Kireet
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Insights from our Investors
Investor Interview: Li Tan
KIF March Net Compounded Return Metrics
+48.74%
Since Inception
+11.21%
Trailing 12 Months
$48,740
Income from $100k investment
$11,210
Income from $100k investment
Note: Past performance is not indicative of future returns.
Accessibility Option: Watch with Transcript.
Why we did this.
Chris Carsley and Brock Freeman share the background story and why they started Kirkland Capital Group.
Why Invest in Real Estate Debt with the Kirkland Income Fund.
The Kirkland Income Fund is a principal preservation focused passive high-yield income fund. The fund has delivered over 11% compounded net return for 2022 and 2023 while using no leverage. Investors feel good that while doing well, they are doing good, with the Fund’s micro-balance commercial real estate loans used to rehabilitate middle-income affordable housing and neighborhoods, making a positive social and environmental impact. Kirkland Capital Group, the Fund’s Manager, combines 75+ years of investment management, real estate, and technology to Build and Fortify Your Wealth.
First, most lenders will not consider commercial real estate bridge loans under $1 million due to extensive manual process; our technology background enables us to leverage this opportunity. Second, first lien mortgages against income producing commercial real estate, at a reasonable loan-to-value, and conservatively underwritten, have historically been a place of safety in down economies; especially for multifamily, as everyone needs a place to live.
Investor Focused.
Investors benefit from the alignment in fees, expenses, operations, and compliance that Kirkland Capital was able to build into the Kirkland Income Fund due to its real estate and investment management foundation. Investors also gain confidence with investment trade level transparency.
This is the lower risk, higher return fund that allows us to sleep peacefully at night with our own and our families’ money invested. A house-of-bricks delivering financial security.
Do Well and Do Good
Kirkland Capital loans contribute to the rehabilitation of middle-income affordable housing, making a positive social and environmental impact. In addition to building their own financial security, many of our borrowers transform rundown Class C apartments into Class B apartments that house vital community members such as teachers, nurses, and first responders.
We are also honored to back minority borrowers and those working to provide housing improvements in minority neighborhoods. Improvements to the quality of existing housing via renovation significantly boosts socioeconomic conditions such as employment and mental health. Renovation also has a positive environmental impact to greenhouse gases and carbon outlay compared to new construction.
It is with confidence that we label the Kirkland Income Fund family of investors a force that is generating positive social and environmental impact alongside a good financial return.
Why the Kirkland Income Fund may not be for you...
Let's just get this out of the way.
You are not an Accredited Investor per SEC Rules - if not, check out our friends over at Concreit.
You are not able to commit funds for at least a year.
You are looking for zero risk.
“We deliver an opportunity for consistent 10%+ returns to investors at lower risk levels through the Kirkland Income Fund, a debt fund backed by first lien micro-balance commercial real estate bridge mortgages.”
— Chris Carsley, Chief Investment Officer
Learn more.
Learn what a real estate bridge loan is, and how micro-balance mortgage loans deliver high-yield with principal preservation.
Bridge Loan Definition
How Micro-Balance Loans Deliver High-Yield with Principal Preservation
Kirkland Income Fund
Fixed Income Alternative.
Low correlation to stocks & bonds
Excellent for the lower-risk or defensive part of an investment portfolio
Attractive historical risk-adjusted returns
What our team does for you.
Diligence.
Industry-leading underwriting, backed by data and decades of real estate estate experience.
A team of experts with over $500 million of funded loans experience, working for you.
A rigorous due diligence process to help protect your interests.
Stewardship.
Vigilant management of each loan in the fund.
Transparent reporting, investor services dedicated to you.
An unrelenting focus on protecting your principal and delivering consistent returns.
Technology.
Efficient, transparent, secure investing for your needs.
An intuitive investing experience you can access anytime, anywhere.
The simplicity of your online brokerage account, now for your private real estate debt fund investment.
Our Philosophy on Funds Deployment.
“We have three baskets for investing: yes, no, and too tough to understand.”
— Charlie Munger, Poor Charlie's Almanack
There are a lot of different types of property and development out there. Some are just a "no" due to higher risk, for example raw land or ground up development. Others such as mobile home parks have a lot of variables, and although they may not be "too tough to understand", those extra variables add additional risk.
We only look at loans for commercial, income producing properties that have a considerable established market.
Passive Income & Peace of Mind.
Investing in Commercial Real Estate Debt with Kirkland Capital Group provides provides you with a passive hassle-free fixed income stream. Build financial security and freedom, and imagine your future lifestyle reaping the benefits of steady income.
Who's Investing in the Kirkland Income Fund.
Here are some of the types of people who have joined the Kirkland Income Fund family to fortify their investment portfolio while building their wealth:
IT Managers
Medical Doctors & Radiologists
CPAs & Corporate Controllers
Vice Presidents of Sales for Tech Companies
Tech Start-up Entrepreneurs
Hedge Fund Traders
Senior Financing Managers for Fortune 500 Companies
Real Estate Investors
Venture Investors
“Our continuing involvement in the Kirkland Income Fund generates some really nice passive income without actually having to physically own any real estate property.”
— Li Tan, Investor
“I think having opportunities to get engaged on the debt side is a really good way to diversify, it reduces your risk.”
— Cary Huang, Investor
Leverage Our Extensive Industry Experience
$500+ MILLION
closed loans by the team.
50+ YEARS
in real estate.
35+ YEARS
investment fund management.
MULTI-BILLIONS
of dollars AUM team experience.
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Photo Credits
Beach by Derek Thomson on Unsplash
Fire fighters by Hamza El-Falah on Unsplash
Brick Building by mana5280 on Unsplash